Do You Need Travel Insurance for Umrah 2026? Is It Included in Saudi eVisa?
Many pilgrims planning Umrah 2026 ask the same question:
“Is travel insurance required, or is it already included in the Saudi eVisa?”
Here is the clear, updated explanation for all pilgrims from USA, Canada, UK, Europe, and worldwide.
1. Is Travel Insurance Mandatory for Umrah 2026?
❌ No — travel insurance is NOT mandatory for Umrah 2026.
But…
✔ It is highly recommended for medical, flight, and baggage protection.
2. Does the Saudi eVisa Include Insurance?
✔ Yes, the Saudi Umrah eVisa includes basic medical insurance.
However, this is **limited insurance issued automatically** with the visa.
What the eVisa insurance covers:
- Emergency medical treatment
- Accidents & injuries
- Hospital admission (limited amount)
- COVID-19 treatment (depending on year)
What the eVisa insurance does NOT cover:
- Trip cancellation
- Trip interruption
- Lost luggage
- Missed flights or delays
- Theft or loss of personal belongings
- Pre-existing medical conditions
- Returning home in a medical emergency
The eVisa insurance is **basic emergency insurance**, not a full travel insurance plan.
3. Should You Buy Additional Travel Insurance?
✔ Yes — extra travel insurance is strongly advised.
Why? Because Umrah trips involve long-distance travel, elderly pilgrims, children, and sometimes sudden health issues.
Full travel insurance usually includes:
- Medical coverage up to USD 50,000–500,000
- Coverage for existing medical conditions
- Trip cancellation refund
- Baggage loss or delay
- Missed flight protection
- 24/7 emergency support
- Medical evacuation (very important)
4. Who Should Definitely Buy Travel Insurance?
- Elderly pilgrims (55+)
- Pilgrims with diabetes, BP, heart issues
- Families traveling with children
- Pilgrims with connecting flights (risk of missed flights)
- Anyone traveling in peak seasons (Ramadan, December)
5. Does Hajj/Umrah Visa Include Insurance for 2026?
Yes — all Saudi visas include basic health insurance.
But this is **not complete coverage** and should not replace proper travel insurance.
6. Is Travel Insurance Expensive?
No — most Umrah travel insurance plans cost:
- $25–$70 for adults
- $15–$40 for children
This is a small cost compared to the benefit it provides.
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